25 Cute & Free Emergency Fund Tracker Printable Templates

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Ready to save for a rainy day? Here are 25 cute, free, printable emergency fund trackers.

You’ll never regret saving money—the only question you’ll have is, “Why didn’t you start saving money earlier?”

The emergency fund tracker printable is a fun way to keep track of your emergency fund savings goals. 

These printables allow you to visualize your progress and stay motivated, whether saving for the first $1000 emergency fund or the 3 to 6 months of living expenses emergency fund.

Just scroll down until you see your favorite design and the download link for the PDF is below each image.

All free printables ©SaturdayGift Ltd. For personal use only, not to be copied, distributed, altered, or sold.

Paper size: US letter, but some are resizable (to A4 page size and other sizes)

Disclaimer: The content provided is for informational purposes only and should not be considered financial advice. Consult a financial professional for personalized guidance on budgeting and managing your finances. 

25 Free printable emergency fund savings trackers

Here are 25 free printable emergency fund trackers to help you reach your financial goals.

Cute Emergency FUnd Trackers – dollar signs

DOWNLOAD: Emergency Fund Trackers (dollars) – 6 cute colors

Cute mason jar design – free printable

The emergency fund tracker printables feature a cute mason jar design, making it both functional and aesthetically pleasing.

You can hang the printable on your fridge or keep it in your planner for easy access and a daily reminder of your savings goals.

DOWNLOAD: 6-Month Emergency Fund Major Jars (pastel colors)

Printable Emergency Fund Calculator

Here’s a simple way to calculate how much you need to save for your emergency fund. 

Enter the amounts of your monthly essential expenses and multiply the total by the number of months you want your funds to last. 

Want to use an online calculator? You can find it here: Emergency Fund Calculator

$1000 Emergency Fund Tracker

DOWNLOAD: 1000 dollars emergency fund printable PDF

The first step towards financial security and peace of mind is having a $1000 emergency fund. 

This printable lets you track your progress towards this initial savings goal.

Start saving today and color in each milestone as you reach it until your emergency fund reaches $1000.

3 to 6 Months of Expenses Emergency Fund Tracker (black & white)

Once you have your $1000 emergency fund, the next step is to start saving up a larger one that can cover the recommended 3 to 6 months of expenses. 

These printables provide a visual representation as you work towards this goal.

DOWNLOAD: 6-Month Emergency Fund Major Jars (black & white)

$10,000 Emergency Fund Challenge Tracker

This tracker is perfect if you’re ambitious and want to build a larger emergency fund.

It breaks down the goal of saving $10,000 for emergencies into smaller, more manageable chunks.

Blank emergency fund tracker

DOWNLOAD: Blank emergency fund tracker printable

Emergency FUnd Trackers – Euro signs

Psst! You can combine these designs with the other cute & free finance planners and trackers to create a money management binder.

Looking for more savings trackers? You can find them here: Savings Tracker Printable – 51 Cute & Free Templates

How long does it take to save for an emergency fund?

The time it takes to save for an emergency fund depends on your income, expenses, and savings habits. 

Aim to save the $1000 emergency fund as quickly as possible within a few months. 

The 3 to 6 months of expenses emergency fund may take longer depending on your financial situation. 

Example: 

If your monthly living expenses are $2000, and you want a 3-month emergency fund, you’ll need to save $6000. 

If you can save $500 monthly, reaching your goal will take 12 months. 

If you can save $100 a month, reaching your goal will take five years. 

However, increasing your monthly savings rate to $1000 can achieve this goal in just six months.

5 tips for building an emergency fund

Here are five essential tips to help you build and maintain your emergency fund:

1) Set a realistic goal and make it a priority

Only try to save what you can realistically afford. Start with smaller goals and gradually work your way up.

If 3-6 months of expenses seems too daunting, start with a smaller amount like $1000.

Treat saving for an emergency fund as a non-negotiable expense, like paying rent or bills.

2) Automate your savings

Set up automatic monthly transfers from your checking account to your emergency fund savings account. Doing so will ensure that you’re consistently saving towards your goal.

3) Cut unnecessary expenses

Look at your monthly expenses and see where you can cut back. Can you cancel that unused gym membership or cook more meals at home instead of eating out?

4) Use windfalls wisely

If you receive a tax refund, bonus, or unexpected income, don’t spend it; consider putting it towards your emergency fund.

5) Keep track of your progress

Use an emergency fund tracker, like the printable mentioned above, to visualize your progress and stay motivated to reach your savings and financial goals.

Have debt? You might like these debt trackers as well: COMING NEXT (IN THE MAKING)

How to save money tips

Saving money is an important habit to develop for financial stability and achieving your goals. 

Here are some quick tips to help you save more:

• Create a budget and stick to it.
• Look for ways to save on monthly bills, such as negotiating with service providers or switching to cheaper alternatives.
• Eliminate unnecessary subscriptions and memberships.
• Avoid impulse purchases. Place your online shopping items in the cart and leave them there for at least 24 hours before making a purchase.
• Use cash instead of credit to help control your spending.
• Find free or low-cost activities for entertainment instead of expensive outings.
• Join a money-saving challenge. 

Want to use a “Rainy Day” tracker instead? No problem! You can find super cute Rainy Day and 51 other savings trackers from this post: Savings Tracker Printable – 51 Cute & Free Templates

Conclusion

Most people find it easier to save money when they have a clear goal in mind and can see their progress.

An emergency fund tracker printable provides both benefits, making it a valuable tool for anyone looking to build an emergency fund.

With these tips and using the emergency fund tracker printable, you’ll be well on your way to building a solid emergency fund and achieving financial security. 

Remember, small, consistent actions can lead to big results over time. 

Happy saving!

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