Expense Tracker Printable – 26 cute & Free Spending Logs

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What’s better than one cute expense tracker printable? 26 of them! 

Like businesses create expense reports, your printable expense tracker is here to help you monitor your personal spending. It’ll give you a clear view of where your money’s actually going.

These cute & free expense tracker printable templates provide a simple and organized way to track all your monthly expenses in one place. 

With just a few minutes each week, you can easily stay on top of your budget and see where your money is going.

Just scroll down until you see your favorite design and the download link for the PDF is below each image.

Disclaimer: The content provided is for informational purposes only and should not be considered financial advice. Consult a financial professional for personalized guidance on budgeting and managing your finances. 

26 Cute & free printable expense trackers

Ready to get your spending under control? Download our expense tracker printable and start tracking your expenses today!

All free printables ©SaturdayGift Ltd. For personal use only, not to be copied, distributed, altered, or sold.

Paper size: US letter, but some are resizable (to A4 page size and other sizes)

Monthly expense tracker PDfs

These free monthly expense trackers are super cute and come in 6 different colors: Lavender, beige, pink, grey, green & yellow.

Weekly expense tracker

Annual spending log (by category)

Annual spending tracker

DOWNLOAD: Annual Spending Tracker – Expense Log Template

Daily and weekly expense tracker

DOWNLOAD: Daily & Weekly Expense Tracker Landscape – (Monday & Sunday Starting Weeks)

Daily spending tracker

DOWNLOAD: Daily Spending Log Printable

Wallet-size printable expense tracker

Cut these printable in 4 parts and you’ll have a pocket-size expense trackers you can take with you.

50/30/20 expense trackers

50/30/20 Rule – Allocate your net income to needs, wants, savings/debt repayment

DOWNLOAD: 50/30/20 Expense Tracker Summary

50/30/20 daily expense tracker templates

DOWNLOAD: 50/30/20 Expense Tracker – Needs, Wants, Savings (3 Pages)

Combine these expense trackers with the 50/30/20 budget page.

POST: 50/30/20 Budget Template – 5 Cute (&Free!) Budgeting Planners

CALCULATOR: 50/30/20 Budget Calculator

RELATED POST: 50/30/20 Rule – A Simple Budgeting Method + Examples

Yearly 50/30/20 spending log summary

DOWNLOAD: 50/30/20 Yearly Expense Tracker Summary

Small business expense trackers

Psst! You can combine these designs with the other cute & free finance planners and trackers to create a money management binder.

What is an expense tracker? 

An expense tracker is a tool for recording and categorizing expenses to track spending habits.

It can be as simple as pen and paper or as advanced as online software.

The purpose of an expense tracker is to give you a clear overview of where your money is going, helping you make more informed decisions about your budget. 

Why track your expenses?

Tracking your expenses is the first step to taking control of your finances.

You can identify spending patterns and areas where you may be overspending or where you can cut back. 

Doing so can help you create a budget that works for you and allows you to save more money for your goals and future financial stability. 

What categories should I include in my expense tracker? 

Including all your expenses in your tracker gives a comprehensive view of your spending

Some typical categories to consider are: 

• Housing (rent, mortgage, utilities)
• Food (groceries, dining out)
• Transportation (gas, public transit)
• Entertainment (movies, concerts, hobbies)
• Health and wellness (gym memberships, doctor appointments)
• Personal care (haircuts, beauty products)
• Debt payments (credit card, loans)
• Savings and investments

POST: Complete list of personal expense categories COMING SOON – IN THE MAKING

How to use the expense tracker printable

1. Download and print the expense tracker template of your choice.
2. Fill in the date of your expense, category, description, and amount spent.
3. Total up your expenses for the week or month.
4. Compare your total actual expenses to your budget and make adjustments as needed.
5. Use the notes section to jot down additional information or insights about your spending habits.
6. Keep track of your progress and see where you can make changes to improve your financial situation.

Tips for using an expense tracker

1. Be consistent: Make tracking expenses regularly a habit, whether daily, weekly, or monthly.
2. Use multiple trackers: Consider using different trackers for different categories of expenses, such as must-haves – utilities, transportation, etc., and nice-to-haves – dining out/takeout, entertainment, etc.
3. Color code: Assign a color to each expense category for visual organization. Or highlight the expenses you could cut back on.
4. Use cash: Using cash for purchases can make it easier to track expenses as you physically see the money leaving your wallet.
5. Review and adjust: Regularly review your expenses and adjust your monthly budget if necessary.
6. Be honest: Log all of your expenses, even the small ones. Doing so will give you a more accurate picture of your spending habits. Ensure you always have enough money to pay the must-haves (aka your bills and groceries) before spending on nice-to-have things. 
7. Plan for the unforeseen: Leave some room for unexpected expenses and emergencies in your budget. Start putting money aside for an emergency fund as soon as you can. 
8. Set goals: An expense tracker is great for goal setting. Look at the data, see which adjustments and cutbacks you could make, and set financial goals (e.g., saving money, creating an emergency fund, paying off debt) and track your progress towards them. 

More printables to manage your personal finances

If you are looking for bill trackers, you might like these:

RELATED POST: Bill Organizer Template – 39 Cute & Free Printable Bill Trackers

To track your or your small business income try these templates:

RELATED POST: Income Tracker Printable – 19 Cute & Free Printable Templates

If you’re looking for printable budgeting worksheets and budget templates, you might like these free budgeting printables:

RELATED POST: 37 Budget Planners & Trackers – Cute & Free Printables

Ready to save money and track your progress? Check out these free saving money trackers.

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