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37 Budget Planners & Trackers – Cute & Free Printables

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Ready to start budgeting and reach your financial goals? Look no further!

Free Budget Planner Templates | SaturdayGift
37 Free Budget Planner Templates

Here, you’ll find 37 cute & free printable budget templates and trackers to help you get organized, reach your savings goals, and manage your money.

Psst! You can combine these designs with the other cute & free finance planners and trackers to create a money management binder.

Disclaimer: The content provided is for informational purposes only and should not be considered financial advice. Consult a financial professional for personalized guidance on budgeting and managing your finances. 

37 Free printable budget templates

What’s better than one super cute budget planner printable? 37 of them! And all in one location!

Complete Budget Template Printable Package | SaturdayGift

You only need one to start. So choose your favorite from the monthly budget planners and let the printable guide you through the budgeting process.

All free printables ©SaturdayGift Ltd. For personal use only, not to be copied, distributed, altered, or sold.

Paper size: US letter, but some are resizable (to A4 page size and other sizes)

Free budget template & tracker

Track your budget and actual spending with these cute free budget planner & monthly budget tracker templates.

Cute Budget Planner Template PDF to track income, expenses, bills, savings and debt | SaturdayGift
Cute Budget Planner Template – track your income, bills, expenses, savings and debt
Simple Monthly Budget Tracker PDF - cute design | SaturdayGift
Cute Monthly Budget Tracker

 

Free printable budget worksheets

These free budget worksheet PDFs includes income, savings accounts, debt payments, and an expense tracker. 

Budget Planner Template to track income, expenses, bills, savings and debt - Black & White PDF | SaturdayGift
Simple Budget Planner Template – track income, expenses, bills, savings and debt
Simple Monthly Budget Tracker - black & white PDF | SaturdayGift
Simple Monthly Budget Tracker Sheet – Black & White

DOWNLOAD: Simple Budget Planner & Monthly Budget Tracker – Black & White

Complete Budget template package with budget categories

Budget planner template - page 1 - free budget templates with cute colors | SaturdayGift
Complete budget planner – page 1
Budget planner template - page 2 - free budget templates with cute colors | SaturdayGift
Complete budget planner – page 2
Budget planner template - page 3 - free budget templates with cute colors | SaturdayGift
Complete budget planner – page 3
Budget planner template - summary - free budget templates with cute colors | SaturdayGift
Complete Budget Planner – Summary Page

These budget planner templates are perfect for financial planning – to budget and track expenses. This 4-page budget planner printable package also has a notes section and can be used as a family budget planner. 

Budget planner printable package in black & white

Budget planner template - page 1 - free budget templates black & white | SaturdayGift
Budget planner (Black & White) – page 1
Budget planner template - page 2 - free budget templates black & white | SaturdayGift
Budget planner (Black & White) – page 2
Budget planner template - page 3 - free budget templates black & white | SaturdayGift
Budget planner (Black & White) – page 3
Budget planner template - summary - free budget templates black & white | SaturdayGift
Budget Planner (Black & White) – Summary Page

Monthly budget tracker

Cute Monthly Budget Tracker Template - Pink Free Printable |SaturdayGift
Cute Monthly Budget Tracker Template – Pink
Cute Monthly Budget Tracker Template - Green Free Printable |SaturdayGift
Cute Monthly Budget Tracker Template – Green
Cute Monthly Budget Tracker Template - Beige Free Printable |SaturdayGift
Cute Monthly Budget Tracker Template – Beige

Printable monthly budget planner template

This cute free template is another printable budget sheet with everything you need to keep track of your finances and spending in one place. 

Printable Monthly Budget Planner - Blank Template - Black & White PDF | SaturdayGift
Printable Monthly Budget Planner – Blank Template – Black & White
Printable Monthly Budget Planner - Template with Categories - Black & White PDF | SaturdayGift
Printable Monthly Budget Planner – Template with Categories – Black & White

Cute budget templates in pastel colors

These free budget printables are super cute and come in 6 different colors: Lavender, beige, pink, grey, green & yellow.

Budget Planner - Free Printable Budget Template - Lavender | SaturdayGift
Free Budget Planner Template – Lavender
Budget Planner - Free Printable Budget Template - Beige | SaturdayGift
Free Budget Planner Template – Beige
Budget Planner - Free Printable Budget Template - Pink | SaturdayGift
Free Budget Planner Template – Pink
Budget Planner - Free Printable Budget Template - Grey | SaturdayGift
Free Budget Planner Template – Grey
Budget Planner - Free Printable Budget Template - Green | SaturdayGift
Free Budget Planner Template – Green
Budget Planner - Free Printable Budget Template - Yellow | SaturdayGift
Free Budget Planner Template – Yellow

Monthly Budget tracker printable PDFs

Monthly Budget Planner Printable - Pink | SaturdayGift
Cute Monthly Budget Planner Printable – Pink
Monthly Budget Planner Printable - Grey | SaturdayGift
Cute Monthly Budget Planner Printable – Grey
Monthly Budget Planner Printable -Lavender | SaturdayGift
Cute Monthly Budget Planner Printable – Lavender
Monthly Budget Planner Printable - Yellow | SaturdayGift
Cute Monthly Budget Planner Printable – Yellow
Monthly Budget Planner Printable - Green | SaturdayGift
Cute Monthly Budget Planner Printable – Green
Monthly Budget Planner Printable - Beige | SaturdayGift
Cute Monthly Budget Tracker Template – Beige

DOWNLOAD: Cute Monthly Budget Planners – 6 pretty colors

50/30/20 budget printable

50 30 20 Budget Template - Cute & Free Budgeting Printable | SaturdayGift
50-30-20 Budget Template – Cute & Free Budgeting Printable

DOWNLOAD: Cute 50/30/20 Budget Template

This free 50/30/20 budget template is a great tool for your financial freedom journey. 

You divide your after-tax income into

  • needs (50%)
  • wants (30%)
  • and savings (20%).

This free printable will help you break down your budget and allocate your money accordingly.

Zero-based budget printable

Zero-Based Budget Template - Cute & Free Budget Printable | SaturdayGift
Zero-Based Budget Template – Cute & Free Budgeting Printable

DOWNLOAD: Cute Zero-Based Budget Template

Zero-Based Budget Printable is a great tool for tracking every dollar you spend and save. With this method, you allocate your entire income to expenses, savings, and debt payments. 

Small business budget template PDF

This budget planner for business expenses is ideal for small and home-based businesses. 

Small Business Budget Template PDF | SaturdayGift
Small Business Budget Planner
Small Business Budget Template PDF - Black & white | SaturdayGift
Business Budget Template PDF – Black & white

Free printable budget template

Free Printable Budget Template - Yellow | SaturdayGift
Free Printable Budget Template – Yellow
Free Printable Budget Template - Lavender | SaturdayGift
Free Printable Budget Template – Lavender
Free Printable Budget Template - Pink | SaturdayGift
Free Printable Budget Template – Pink
Free Printable Budget Template - Grey | SaturdayGift
Free Printable Budget Template – Grey
Free Printable Budget Template - Beige | SaturdayGift
Free Printable Budget Template – Beige
Free Printable Budget Template - Green | SaturdayGift
Free Printable Budget Template – Green

DOWNLOAD: Free Printable Budget Templates – 6 cute colors

Monthly budget – free budget template

Free Budget Template - Monthly Budget - Lavender | SaturdayGift
Free Budget Template – Monthly Budget – Lavender
Free Budget Template - Monthly Budget - Beige | SaturdayGift
Free Budget Template – Monthly Budget – Beige
Free Budget Template - Monthly Budget - Green | SaturdayGift
Free Budget Template – Monthly Budget – Green
Free Budget Template - Monthly Budget - Pink | SaturdayGift
Free Budget Template – Monthly Budget – Pink
Free Budget Template - Monthly Budget - Grey | SaturdayGift
Free Budget Template – Monthly Budget – Grey
Free Budget Template - Monthly Budget - Yellow | SaturdayGift
Free Budget Template – Monthly Budget – Yellow

DOWNLOAD: Free Budget Template – Monthly Budget – 6 cute colors

Want to create a budget binder? Check out all the personal finance printables: All Budgeting & Saving Money Printables

Looking for a budget planner for college students? You can find it here: Cute (& Free!) College Budget Templates + Tips

Whether your goal is to save money, spend less, or pay off debt, these free budget templates and trackers will help you get a clear picture of your finances and make better decisions. 

What is financial health? 

Financial Health means living within your means, managing unexpected expenses, and saving for future financial goals. 

Budgeting is the foundation of financial health; these budget templates can help you stay on track. 

Whether you’re a college student, a small business owner, or have a busy family life, these free printable budget templates and trackers are here to help you manage your finances and improve your financial health. 

Why use budgeting printables, templates, and trackers

Budgeting can be overwhelming, and it’s easy to feel lost or discouraged when managing your money. 

But with the help of budget sheets and trackers, you can take control of your finances and make informed decisions about where to allocate your funds.

The budgeting templates can

  • Help you set specific goals and track your progress.
  • Provide an overview of your income and expenses.
  • Help you identify areas where you can cut back on spending.
  • Allow you to plan for unexpected expenses and emergencies.
  • Promote transparency and accountability when managing money as a family or in a business setting. 

Simple budgeting tips 

  1. Set specific and achievable financial goals, such as saving a certain amount each month, paying off credit card debt, or creating an emergency fund.
  2. Track your spending and know where your money is going. It will help you identify areas where you may need to cut back on unnecessary expenses.
  3. Use cash or debit cards instead of credit cards to avoid overspending.
  4. Review your budget regularly and make adjustments as needed.
  5. Make saving a priority by setting aside a certain percentage of your income each month. 

Don’t be too hard on yourself if you make mistakes or have setbacks. Use them as learning opportunities and keep moving forward.

Remember, budgeting is a journey, and finding the right approach and budgeting system that works for you takes time. 

Simple Budget Planner and Monthly Budget Templates | SaturdayGift
Simple Budget Planner and Monthly Budget Templates

How to use a printable budget template

Monthly budgeting is easy, and the more you do it, the better you get. With the budget template, tracking and managing your expenses becomes even easier. 

Here’s how you can use a printable budget template:

1. Download and print the template of your choice.

2. Fill in your total income

Start by filling in all sources of income for the month, whether from your job, investments, or other sources.

RELATED POST: Income Tracker Printable – 19 Cute & Free Printable Templates

3. List all fixed expenses

Next, list all your fixed monthly expenses, such as rent, insurance payments, etc. Fixed costs remain the same (or almost the same) every month.

RELATED POST: Bill Organizer Template – 39 Cute & Free Printable Bill Trackers

4. List out all your variable expenses

These are the expenses that vary from month to month, like groceries, dining out, entertainment, etc. This is where you need to estimate your expenses based on past months or create a budget based on your needs. 

5. Set aside savings or pay off debt

Allocate a portion of your income to a savings account and towards investments for future financial stability. If you have debt, prioritize paying it off.

6. Calculate the difference

Subtract your expenses from your monthly income to see if you have a monthly surplus or deficit.

7. Analyze and adjust

  • If you have a deficit, look for areas where you can cut back on expenses.
  • If you have a surplus, consider investing or saving the extra money. 

8. Set a limit for each expense category

Based on your income and fixed expenses, set a reasonable limit for each variable expense category.

9. Track your expenses

As you pay bills and make purchases, track them in your budget template to see if you’re staying within your budget.

RELATED POST: Expense Tracker Printable – 26 cute & Free Spending Logs

10. Review and revise

At the end of each month, review your budget and adjust your spending habits for the next month. 

Continue budgeting every month. And before you know it, budgeting might become something you absolutely love. 

Cute Budget Printables - Free Templates | SaturdayGift
Cute Budget Printables – Free Templates

Tips for using budget templates and trackers

1. Keep it simple

Choose a template that is easy to understand and fits your needs.

2. Be consistent

Make budgeting a habit by using the template consistently, whether on a daily, weekly, or monthly basis.

3. Set realistic goals

Start with small achievable goals and gradually increase them over time.

4. Track your spending

Keep track of all your expenses, even small ones, to understand where your money is going.

5. Review and adjust regularly

Budgeting is not a one-time task; review and adjust your budget as needed to stay on track.

6. Involve the whole family or team

If you’re managing finances as a family or in a business setting, involve everyone in the budgeting process for transparency and accountability.

Conclusion

Managing your finances is an essential part of maintaining good financial health. 

It involves tracking income, expenses, debt, and savings, setting goals, and creating a plan to achieve them. 

Budget templates and trackers are a great way to get organized, manage your money better, and reach your financial goals. 

Whether you’re just starting or trying to improve your current financial situation, these free printables can help guide you through the budgeting process. 

Cute Budget Templates - Free printable Planners | SaturdayGift

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